Specialised commercial short-term lending, construction, and land finance solutions tailored for Australia's dynamic property and business markets. We understand that opportunity waits for no one.
Whether you are securing a critical asset, funding a complex development, or need urgent liquidity, Panda Funds provides certainty when traditional banks cannot.
We do not believe in a 'one-size-fits-all' approach. We specialise in assessing the underlying asset value and the commercial merit of each transaction to deliver tailored funding structures.
Need to settle in days, not months? Our rapid-deployment short-term loans provide the crucial liquidity needed to seize fleeting opportunities or resolve urgent financial obligations when time is of the essence.
From luxury duplexes to multi-unit commercial developments, we provide reliable progress-based funding. We possess a deep, practical understanding of the Australian building industry and its unique challenges.
Acquiring vacant land or leveraging existing commercial assets requires specialized understanding. We lend against retail, industrial, and office properties, recognizing the intrinsic value of the asset.
At Panda Funds, we view commercial finance brokers as our primary partners. We understand that your reputation is tied to the reliability of your funding partners. Our goal is to make you look like a hero to your clients by delivering fast, reliable, and highly transparent funding solutions.
Submit a scenario and receive initial feedback and indicative terms from a decision-maker within 2 to 4 business hours. No waiting in a queue.
We offer highly competitive commission structures that are protected by mandate and paid promptly at settlement. Your remuneration is secure.
You speak directly to the credit managers who make the decisions, not a processing call center. This ensures nuanced deals are understood correctly.
Whether you are an individual property investor or a corporate entity managing a major acquisition, our loan products are designed to scale with your ambition without the bureaucratic delays.
We lend to a variety of borrowing entities including individuals, companies, trusts, and SMSFs. Our legal and credit teams are experienced in untangling complex corporate structures to facilitate funding.
We look past strict serviceability calculators. Our primary focus is on the quality of the underlying real estate security and the viability of your exit strategy. If the plan makes sense, we can fund it.
We believe in building long-term relationships based on trust. We provide clear, upfront Term Sheets so you know exactly what the interest rates and fees are before committing to any costs.
Panda Funds is a proudly Australian-owned and operated private commercial lender. We were established with a clear mission: to bridge the funding gap for commercial real estate investors, developers, and businesses who require capital faster and with more flexibility than traditional banks can provide.
We manage a robust pool of private capital, allowing us to make swift, autonomous lending decisions. Our team consists of industry veterans with decades of combined experience across credit risk, property development, commercial law, and banking.
We don't just assess numbers on a spreadsheet; we assess the property, the project, and the people behind it. Our deep local market knowledge allows us to understand the nuances of the Australian property landscape.
Capital Deployed
Average Approval
Australian Owned
We mobilize quickly because we know real estate deals are won and lost on timing. Our streamlined processes cut through red tape.
We look for reasons to approve a loan, utilizing creative structuring to mitigate risks rather than finding excuses to decline.
We do what we say we will do. Transparent terms, honest feedback, and reliable funding you can count on at settlement.
Ready to move forward? Whether you are a broker with a complex client need or a borrower seeking direct funding, our Australian-based team is ready to evaluate your scenario immediately.
Our lending specialists are available Monday to Friday, 9:00 AM to 6:00 PM AEST. Reach out directly for an immediate conversation regarding your capital requirements.
PANDA FUNDS PTY LTD
ABN 75 632 343 607
Suite 3, 38 Rowe St
Eastwood NSW 2122
Australia
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